Flood Insurance
Flood Insurance
They say everything’s bigger in Texas, but unfortunately, this includes the risk of floods. Disastrous flash floods, overflowing rivers, and severe tropical storms are all too common in the Lone Star State, meaning that property owners are always in danger of seeing their precious belongings get washed away. So the question remains: What can you do to protect yourself, your family, and everything else that matters to you?
At Ace Flood Insurance, we’re proud to offer residential and commercial flood insurance to homeowners, renters, and business owners in Texas and the surrounding areas. Not only is flood insurance one of the best ways to protect your finances in the event of a natural disaster, but the peace of mind that comes with it is also invaluable. Continue reading below to learn more about the importance of obtaining flood insurance, then contact us today to receive a quote!
What Is Flood Insurance?
As its name implies, flood insurance is a type of insurance that provides financial protection in the event of a flood. It helps those affected by flooding to recover and rebuild by covering the cost of repairs, replacing personal items, and other necessary expenses that may arise due to the flooding.
Flood insurance is typically offered as a separate policy from other types of homeowners insurance, so it’s important to check with your provider to see what is and isn’t covered. For example, flooding due to burst pipes is usually covered under homeowners insurance, rather than flood insurance.
At Ace Flood Insurance, our flood insurance policies are comprehensive, affordable, and effective, because we know how crucial this type of coverage is for Texas residents. If you have any questions about how to add flood insurance to your existing coverage, we encourage you to get in touch with our experienced insurance agents, who can walk you through the process from start to finish.
Why You Need Flood Insurance
Floods are one of the most common natural disasters in the United States. They can happen quickly and unexpectedly, leaving homeowners and business owners with extensive damage, costly repairs, and major disruptions to their lifestyles. This is especially true for Texas, which has numerous cities located in high-risk flood zones.
If you live or operate your business in one of these flood zones, having flood insurance is frequently a requirement. However, purchasing flood insurance is still a wise choice even outside of these areas, since one rogue storm is all it can take to wipe out your property completely.
Flood Insurance Coverage Options
Ace Flood Insurance offers a wide range of flood insurance coverage options for both residential and commercial properties in Texas. This allows you to customize your coverage according to your needs and your budget. Our coverage options include, but are not limited to:
Building Property
Covers damage to either the primary or secondary structure of your home or business, as well as any permanent fixtures that are attached to the property.
Personal Belongings
Covers damage to your personal items, such as furniture, appliances, and electronics.
Loss of Use
Provides coverage for any additional living expenses you may incur if you’re unable to stay in your home due to flooding.
Additional Living Expenses
Covers any extra costs that arise as a result of you having to relocate temporarily while your home is being repaired.
Ace Flood Insurance - Texas’ Best Insurance Agency
Insurance is only as good as the agency that provides it — that’s why you should settle for nothing less than the best when it comes to obtaining flood insurance in Texas. Ace Flood Insurance is a local, woman-owned insurance agency with years of experience in the industry and a track record of success. We’re committed to building long-lasting relationships with our clients, helping them live without fear of the cost of flood damage.
Whether you’re looking for flood insurance for your home, apartment, or business, Ace Flood Insurance has the perfect coverage for you. Contact us today to get the protection you need!